PT Avrist Assurance (Avrist) is one of the leading venture insurance company in Indonesia , which has established since 1975. Avrist Critical Guard is one of Avrist health insurance products. Avrist Critical Guard provides protection that you need, 24 hours a day, 365 days a year, around the world by :
Application Procedure Policy
Underwriting & Issue Service is an important step procedure of insurance policy application request. Underwriting is an activity related to the evaluation and review of the insurance application submission. Underwriting process includes a review of the submitted application form, as well as the collection of all information relating to the customer's data.
The result of Underwriting stage is decision to: (1) approve the application request in accordance with the desired coverage; (2) approve the application request with the proposed adjustment for coverage; (3) suspend the approval of the policy application until the prospective customers reach the possible conditions; or (4) reject the application. Policy Issue is an activity to prepare the contract for delivery of the policy to the customers.
At this stage, Avrist will prepare all the policy contract documents that have been approved, and submit it to the applicant, usually through the agent who sells the insurance.
General Requirements of Policy Application
The general requirements for the submission of applications for individual prospective policyholders are: